Coast Guard Mutual AssistanceServing the men and women of the US Coast Guard since 1924

What CGMA Offers

In response to the suspension of tuition assistance, Coast Guard Mutual Assistance would like to remind our clients of the three available education assistance programs we have to offer.

CGMA Education Loan

An interest free loan up to $2000 towards tuition and other expenses is available to all CGMA clients on behalf of themselves or their eligible family members.

The student must be enrolled in an associate, bachelor, or graduate degree program at a regionally or nationally accredited college or university or in a Department of Veterans Affairs or Department of Education approved vocational technical training (VoTech) program.

Assistance may not be provided to a client who has an outstanding CGMA Education Loan, who is currently delinquent in repaying any CGMA loan or who is on the CGMA Restricted List.

Supplemental Education Grant (SEG)

Provides financial assistance to members of the Coast Guard family by reimbursing them for certain costs associated with seeking their first undergraduate (Associate and/or Bachelor) degree (updated 1/1/15 seeking a college degree), or a Vocational and Technical Training (VoTech) certificate, or a General Equivalency Diploma (GED), otherwise not covered by Coast Guard Tuition Assistance or similar programs. 

Assistance is not authorized for those seeking a graduate degree or a second Associate or Bachelor degree.

Qualified students include eligible CGMA clients and their dependents.  The limit is $250 (increased to $350 eff 1/1/15) per CGMA client, per calendar year. In a family where there are two eligible CGMA clients, grants of up to $250 (increased to $350 eff 1/1/15) may be provided to each CGMA client, with a maximum of $250 (increased to $350 eff 1/1/15) issued on behalf of any one student.

Qualifying expenses include:

- Textbooks
- Enrollment/registration/transfer fees
- Lab and activity fees
- Lab books, work books, and study guides

Stafford/PLUS Loan Fee Reimbursement

CGMA offers help to clients and their families who finance post-secondary education through the Federal Stafford Loan or the Federal Parent Loans for Undergraduate Students (PLUS) Program, by reimbursing loan fees charged the borrower, not to exceed 4% of the loan amount. After confirming use of the loan, CGMA-HQ will reimburse the dollar amount of the loan fee to the client.

Qualifying Expenses:

The loan fee typically charged the borrower when obtaining a Federal Stafford Loan or Federal Parent Loan for Undergraduate Students (PLUS), not to exceed 4% of the loan amount. The lender ordinarily deducts this fee when the disbursement check is issued.

Additional information: Specific application information, eligibility and program requirements for these three programs are available under chapter 3-C-7, Education Assistance, of the CGMA Manual.

You give valuable time to assist CGMA clients and it is much appreciated!

Please let CGMA-HQ know (703) 875-0404 or toll free (800) 881-2462 or email: if there is any way we can support your efforts as you serve your shipmates through CGMA.