We know money worries can stand in the way of your career dreams. That's why we offer an interest-free loan up to $4,500 for your CG COOL credentialing needs, covering essentials like training and exam fees.

Through the CG Credentialing Opportunities On-Line (CG COOL) program, eligible members can access information on a wide range of credentials across various industries, including aviation, engineering, healthcare, maritime, and more. By obtaining civilian certifications and licenses, members can enhance their professional qualifications and improve their career prospects both within and outside the military.

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Up to $4,500

Type of Assistance

Interest-Free Loan


Active Duty
Civilian Employees
PHS Officers and Chaplains

Start with Your CGMA Rep

Start with your local CGMA Representative

There are more than 600 Coast Guard Mutual Assistance Representatives to help you.


How to Apply

You will need the following documents:

Once you have gathered these documents, contact your CGMA Representative to get started processing your CG-COOL loan.

What's Covered?

CGMA can help with:

  • Training courses
  • Books, study guides, exam preparation materials
  • Exam fees
  • Maintenance fees
  • Renewal fees
  • Membership dues

Loans don’t cover related travel or lodging costs.


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