PCS Incidentals Loan

A Permanent Change of Station (PCS) should be an exciting new chapter, not a stressful ordeal. CGMA is here to help make your transition smoother. For all the unexpected costs that come with a PCS move, CGMA offers an interest-free PCS Incidentals Loan to cover those extra expenses. Whether it’s for travel, temporary housing, or other unforeseen costs, we’ve got your back so you can focus on settling into your new assignment.

Important Update: 6/6/2025

Grant Availability

Thanks to a generous donation from the Bob Woodruff Foundation in partnership with Navy Federal Credit Union, partial grants may now be available for eligible members applying for this program. CGMA Headquarters will determine grant amounts and eligibility based on individual needs and circumstances.

Share Your Story

Members who receive a grant may be invited to share a personal story or testimony to highlight the impact of this assistance. Participation is voluntary. Click here to share your story.

To learn more about this partnership, click here.

Coast guard ship at dock

Amount

Up to $1,500

Type of Assistance

Interest-Free Loan

Eligibility

Active Duty
Civilian Employees
PHS Officers and Chaplains
Reserves

Start with Your CGMA Rep

Start with your local CGMA Representative

There are more than 600 Coast Guard Mutual Assistance Representatives to help you.

FIND MY REPRESENTATIVE

How to Apply

Gather these documents:

  • Your Coast Guard ID
  • PCS orders

Apply directly online:

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