PCS Incidentals Loan
A Permanent Change of Station (PCS) should be an exciting new chapter, not a stressful ordeal. CGMA is here to help make your transition smoother. For all the unexpected costs that come with a PCS move, CGMA offers an interest-free PCS Incidentals Loan to cover those extra expenses. Whether it’s for travel, temporary housing, or other unforeseen costs, we’ve got your back so you can focus on settling into your new assignment.
Important Update: 6/6/2025
Grant Availability
Thanks to a generous donation from the Bob Woodruff Foundation in partnership with Navy Federal Credit Union, partial grants may now be available for eligible members applying for this program. CGMA Headquarters will determine grant amounts and eligibility based on individual needs and circumstances.
Share Your Story
Members who receive a grant may be invited to share a personal story or testimony to highlight the impact of this assistance. Participation is voluntary. Click here to share your story.
To learn more about this partnership, click here.

Amount
Type of Assistance
Eligibility
Start with Your CGMA Rep
Start with your local CGMA Representative
There are more than 600 Coast Guard Mutual Assistance Representatives to help you.
FIND MY REPRESENTATIVEHow to Apply
Gather these documents:
- Your Coast Guard ID
- PCS orders
Apply directly online:
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