Smooth Moves Start Here: How CGMA Eases the Stress of PCS 

For military members, Permanent Change of Station (PCS) orders are a part of life. But just because they’re routine doesn’t mean they’re easy. Every PCS move brings a new set of challenges—unexpected expenses and delays, temporary lodging needs, and the emotional strain of uprooting families. That’s where Coast Guard Mutual Assistance (CGMA) steps in. 

As the official relief society for the U.S. Coast Guard, CGMA is committed to supporting members and their families through every stage of service—including relocation. Each year, hundreds of Coast Guard families turn to CGMA’s PCS programs for practical support that helps transform a stressful transition into a manageable mission. 

PCS Support That Makes a Difference 

CGMA offers a range of PCS-specific assistance to help active duty members cover the hidden or unexpected costs that come with moving. These programs include: 

• PCS Child Care Reimbursement: Childcare gaps are a common concern during PCS transitions. CGMA helps cover out-of-pocket childcare expenses—up to $1,500—incurred during a move, allowing members and their families to focus on settling in without the added stress of finding short-term care. 

• Advance Pay Assistance: Travel reimbursements can take time to process, which can strain a family’s budget. CGMA provides interest-free loans to help cover temporary lodging, deposits, and other upfront relocation costs. 

• Dislocation and Housing-Related Support: Moving often comes with unexpected housing expenses. CGMA offers loans and grants to assist with utility deposits, emergency lodging, and other dislocation costs, ensuring families aren’t left in financial limbo between duty stations. 

• Vehicle Shipping & Storage Support: CGMA assists with out-of-pocket expenses related to vehicle storage or second POV shipments when government allowances are insufficient. 

Strengthened Support Through Strategic Partnership 

This year, CGMA’s PCS programs are getting a significant boost thanks to a generous grant from the Bob Woodruff Foundation (BWF), in partnership with Navy Federal Credit Union.  This gift enables CGMA to enhance PCS-related grant support this summer for those active duty members E6 and below moving to high-cost areas and who need help with basic needs and emergency travel assistance. This timely support ensures that our junior members and their families can move with greater financial security and confidence. 

Real Help, Real Impact 

Behind every loan or grant is a story of a family helped in a moment of need. Whether helping the BM3 who suddenly faces unexpected pet boarding fees, or a family forced to stay in temporary lodging for weeks due to a delayed rental, CGMA fills the critical gaps when timing and costs don’t align. 

In 2024 alone, CGMA provided over $1.2 million in PCS-related assistance to Coast Guard families. With increasing costs of relocation the need continues to grow. 

How You Can Help 

Founded by Coast Guard members for Coast Guard members, CGMA receives no government funding and relies 100% on donations to keep our programs running. Whether you’re a Coast Guard retiree, an active duty member, a proud family member, or a grateful supporter of those who serve, your donation helps Coast Guard families stay strong, resilient, and focused on the mission—even when life is in flux. 

Here’s how you can make a difference: 

• Make a donation at mycgma.org/donate 

• Start or increase your allotment to support Coast Guard members year-round 

• Share our mission with friends, family, or a shipmate  

Every dollar helps us provide aid with dignity and respect, empowering our shipmates to remain resilient and mission-ready. 

Moving Forward Together 

PCS is more than a logistical challenge—it’s a major life event. At CGMA, we believe no Coast Guard member should face it without support. If you’re an active duty member preparing for your next move, CGMA is here for you thanks to support from our incredible community. 

Learn more about PCS programs and how you can help at mycgma.org/pcs-programs.