Basic Living Expenses Loan
Unexpected financial challenges can arise at any time, and CGMA is here to help. The Basic Living Expenses Loan provides short-term, interest-free assistance for essential needs such as food, housing, utilities, and other necessities. Whether you’re facing an emergency, a sudden loss of income, or unexpected expenses - CGMA offers financial relief to help you stay on your feet.

Amount
Up to $6,000
Type of Assistance
Interest-Free Loan
Eligibility
Active Duty
Auxiliary
Civilian Employees
PHS Officers and Chaplains
Reserves
Retired Military Personnel
Surviving Spouses
Start with Your CGMA Rep
Start with your local CGMA Representative
There are more than 600 Coast Guard Mutual Assistance Representatives to help you.
FIND MY REPRESENTATIVEHow to Apply
Gather these documents:
- Your Coast Guard ID
- CGMA-15 Personal Budget
- Bills or estimates of costs
Apply directly online:
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