Medical/Dental Loan

While most medical and dental care is covered by government benefits, there are times when extraordinary circumstances can leave you with unexpected expenses. CGMA is here to help bridge the gap with an interest-free Medical/Dental Loan, providing financial assistance when you're faced with significant bills that fall outside of your coverage.

Amount

Up to $6,000

Type of Assistance

Interest-Free Loan

Grant

Eligibility

Active Duty

Auxiliary

Civilian Employees

PHS Officers and Chaplains

Reserves

Retired Military Personnel

Surviving Spouses

Start with Your CGMA Rep

Start with your local CGMA Representative

There are more than 600 Coast Guard Mutual Assistance Representatives to help you.

How to Apply

Gather these documents:

Your Coast Guard ID
CGMA-15 Personal Budget
Medical/dental bills
Doctor’s statement that the treatment is medically necessary
Denials from TRICARE, private insurance, or other sources

Apply directly online:

What's Covered?

CGMA provides assistance for extraordinary, unexpected, or emergency situations for expenses not covered for by TRICARE, the Coast Guard, other government agencies, private insurance coverage (including TRICARE supplements), or other organizations.

Client must demonstrate financial need.
Expenses must be medically required, not elective.
Expenses must be denied by TRICARE or private insurance and other resources must be exhausted.

Most assistance is by interest-free loan up to $6,000, but CGMA may consider a larger amount in extreme situations.

Examples

Partial payment required before treatment
Patient’s cost share
Mental health and family counseling
Purchase or rental of medical equipment
Orthopedic shoes, hearing aids, glasses, artificial limbs, implants, orthopedic appliances, and braces
Temporary rehabilitation care, nursing care, home care, or respite care
Orthodontic treatment or other long-term dental care
Travel, food, lodging, childcare, and necessities