Vehicle Repair Loan

A sudden car breakdown or auto accident can throw your budget into disarray. If you find yourself facing unexpected and costly vehicle repairs, CGMA is here to provide the financial assistance you need. Our Vehicle Repair Loan offers interest-free support to help get you back on the road without the added financial stress.

Important Update: 6/6/2025

Grant Availability

Thanks to a generous donation from the Bob Woodruff Foundation in partnership with Navy Federal Credit Union, partial grants may now be available for eligible members applying for this program. CGMA Headquarters will determine grant amounts and eligibility based on individual needs and circumstances.

Share Your Story

Members who receive a grant may be invited to share a personal story or testimony to highlight the impact of this assistance. Participation is voluntary. Click here to share your story.

To learn more about this partnership, click here.

Two people working on the inside of a car hood

Amount

Up to $6,000

Type of Assistance

Interest-Free Loan

Eligibility

Active Duty
Auxiliary
Civilian Employees
PHS Officers and Chaplains
Reserves
Retired Military Personnel
Surviving Spouses

Start with Your CGMA Rep

Start with your local CGMA Representative

There are more than 600 Coast Guard Mutual Assistance Representatives to help you.

FIND MY REPRESENTATIVE

How to Apply

Gather these documents:

Apply directly online:

What's Covered?

CGMA can help with:

  • Major, unexpected repairs to primary vehicle.
  • Major, unexpected repairs to secondary vehicle if necessary for family needs.
  • Pending insurance settlement.
  • Parts if member is performing their own repairs.

 

What's Not Covered?

  • Normal routine repairs like oil changes and tire replacement
  • Vehicle that is not registered to the member or spouse
  • Any repair to an uninsured vehicle
  • Cosmetic repairs
  • Restoration
  • Maintenance on a ‘classic’ car (hobby, etc.)
  • Vehicle insurance
  • Repairs to a rental vehicle being used for government business

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