Spouses and Children
CGMA applications always need the primary member’s signature, however, many programs are designed to help dependent spouses and children.
Dependents are individuals who typically reside with the CGMA sponsor and have a government dependent identification card or qualify to be included as a dependent for federal tax purposes. This includes: the lawful spouse of the CGMA sponsor, unmarried dependent children under 21 years of age (unless physically or mentally handicapped), and parents or other family members who are dependent on the CGMA sponsor for over half of their support.
If the member is not available, the spouse will need a power of attorney or a CGMA-16 Pre-Authorization Form.
Unfortunately, CGMA is not able to help former spouses, partners who are not married, or parents who are not dependents.
Programs for Dependents
Supplemental Education Grant (SEG)
One great way to make your family more financially resilient is to invest in your own education. CGMA’s Supplemental Education Grant (SEG) can help cover some of the costs of higher education that Coast Guard Tuition Assistance or similar programs might not. You can use this money for yourself, your spouse, or your dependent children […]
Welcome Baby Layettes
CGMA has a gift package to welcome every new Coastie baby. The CGMA backpack comes equipped with essentials such as onesies, burp cloths, and a CGMA sippy cup.
Special Needs Grant
CGMA is proud to work with the Coast Guard to provide additional support to our families with exceptional needs. Special Needs Grants provide financial assistance to Active Duty CGMA members who are faced with increased financial requirements because they have dependents registered in the Coast Guard Special Needs Program. CGMA will reimburse members up to […]
PCS Childcare Grant
A Permanent Change of Station (PCS) move is full of challenges and unexpected expenses. One way CGMA helps is to assist with childcare costs during this busy time.
Safe Harbor Program
On average, it takes a person seven attempts to leave an abusive relationship for good. CGMA’s Case Manager and licensed social worker, Jessica Manfre, explains, “Leaving is often the most dangerous period of time for survivors of abuse. Financial support during this vulnerable stage is a crucial step to empowering a person to take the steps […]
Vehicle Repair Loan
Clients who can't afford major, unexpected car repairs can turn to CGMA.
Funeral Expenses Loan
When a loved one dies and the family faces a serious financial burden, CGMA can offer a loan to pay for a modest funeral.
Assisted Reproductive Services (ARS) Loan
In the United States, one in eight couples has trouble getting pregnant or staying pregnant. CGMA supports members of the Coast Guard community with financial assistance to build their families. Assistance is available for clients wishing to engage in a recognized fertility treatment program or associated costs not covered by TRICARE.
Adoption Home Study Grant
Are you growing your family through adoption? CGMA can reimburse you for the cost of the home study.
CGMA can help you proceed with an adoption when finances are tight. Get an interest-free loan of up to $6,000 to cover adoption-related costs.
Education Advocate Grant
Many families struggle with federally mandated paperwork for special needs services. It can be even harder for Coast Guard families as they move so frequently. This grant offers reimbursement for costs of hiring a certified Education Advocate to help with the process.
Respite Care Grant
When you’re caring for an ill or disabled family member, 24-hour needs can become overwhelming. Having a break for a few hours can give caregivers just the boost they need. The CGMA Respite Care Grant is short-term help to allow a family to work towards building their own resources for self-financed respite care and to […]
Breastmilk Shipment Grant
CGMA started helping to ship breastmilk in 2019. Since then, the government has been able to step in for Active Duty members. CGMA grants are still available to all other members and spouses.
Stafford/PLUS Loan Fee Grant
Many families finance higher education through the Federal Stafford Loan or Federal Parent Loan for Undergraduate Students (PLUS). CGMA makes the process easier by offering a grant to reimburse you for the mandatory loan fee, which can be up to 4%.
Childcare is one of the biggest expenses a family faces. CGMA can’t cover regular monthly costs, but interest-free loans are available for initial fees and for childcare during emergencies.
Child Support Loan
Reliable child support is important to Coast Guard families. CGMA offers interest-free loans when a family doesn’t receive an expected payment or when a payer doesn’t have the funds to make the payment.
Financial Education Childcare Grant
You can make a real difference in your financial situation through financial education and counseling. It works best if spouses attend together. CGMA makes it a little bit easier by providing for childcare.
Spouse Professional Requirements Loan
It’s not easy being a Coast Guard spouse. It can be a challenge to find a new job in a new location, especially if there are state-specific certifications, credentials, or licenses involved. CGMA is here to help meet the requirements in your new state.
Pet Expenses Loan
CGMA considers pets an essential part of the Coast Guard family. We’re here to help when pet expenses are overwhelming.
Elder Care Loan
As baby boomers age, more Americans are facing the costs of elder care. CGMA is there as always, providing interest-free loans for costs like installing specialized equipment or moving an elderly and/or disabled family member.