Reserve Members

In the event of a federal government shutdown, CGMA is ready to help the Coast Guard community.

CGMA funds Tutoring and Test Prep services through Tutor.com/military. Tutoring services are available to Coast Guard Active Duty, Reserve & Civilian Employees and their families. Services include 24/7 no-cost, online tutoring and homework help with over 4,000 vetted tutors in over 150 subject areas many available in Spanish. Also included are ACT/SAT Test Prep as well as job […]

Who helps the helpers? We do. In major disasters such as hurricanes and typhoons and personal disasters like fires, the Coast Guard community can count on CGMA as a trusted and reliable resource. CGMA has loans and grants for a range of needs from evacuation, to replacing essentials and starting repairs.

Coast Guard Mutual Assistance (CGMA) partners with WIN to provide Coast Guard members inclusive family-building solutions and compassionate guidance from Nurse Care Advocates, helping you navigate your care while becoming a meaningful part of your support system no matter where your journey takes you.

For Coast Guard members stationed around the world, personal emergencies can lead to unexpected travel costs. When a family member faces a serious illness or passes away, CGMA is here to provide financial assistance for travel, food, and lodging—helping you be where you’re needed most.

Update October 1, 2026 The application period for the CGMA Supplemental Education Grant is now closed. Thank you to everyone who applied. We received nearly 1,300 applications this cycle. CGMA Headquarters will notify all applicants who submitted a completed application on or about the last week of October. We appreciate your patience as our team […]

CGMA celebrates the arrival of every new Coastie baby with a special gift package to help welcome your little one. The CGMA Welcome Baby Layette includes a thoughtful backpack filled with essential items like onesies, burp cloths, and a CGMA sippy cup—everything you need to start this exciting new chapter.

Coast Guard Mutual Assistance offers interest-free rental assitance loans for the coast guard community.

CGMA is proud to work with the Coast Guard to provide additional support to our families with exceptional needs. Special Needs Grants provide financial assistance to Active Duty CGMA members who are faced with increased financial requirements because they have dependents registered in the Coast Guard Special Needs Program. CGMA will reimburse members up to […]

A Permanent Change of Station (PCS) move is full of challenges and unexpected expenses. One way CGMA helps is to assist with childcare costs during this busy time.

Provides financial assistance to help Coast Guard officers purchase required maternity uniforms during pregnancy.

Leaving an abusive relationship is often the most difficult and dangerous time for survivors, with many needing several attempts to break free for good. CGMA’s Safe Harbor Program offers crucial financial support during this vulnerable period. Financial support during this stage empowers survivors to take the necessary steps to secure their safety and increase their […]

Quick Loans are interest-free loans of $1,500 or less, designed to address immediate, essential financial needs while requiring fewer steps and potentially less detailed documentation than the standard assistance request process. The Quick Loan Program gives commanding officers and officers-in-charge a way to quickly address temporary financial problems that may arise amongst their crew. It […]

Unexpected financial challenges can arise at any time, and CGMA is here to help. The Basic Living Expenses Loan provides short-term, interest-free assistance for essential needs such as food, housing, utilities, and other necessities. Whether you’re facing an emergency, a sudden loss of income, or unexpected expenses – CGMA offers financial relief to help you […]

Clients who can't afford major, unexpected car repairs can turn to CGMA.

Unexpected home repairs can be both urgent and expensive. Whether it’s a fire, burst pipe, roof failure, or other emergency, these issues can put your family at risk. If you find yourself in need of repairs but lack the funds, CGMA offers an interest-free Home Repair Loan to help cover the costs.

Losing a loved one is difficult enough without the added stress of funeral expenses. CGMA offers a Funeral Expenses Loan to help ease the financial burden during such a challenging time. This interest-free loan can be used to cover the costs of a modest funeral, allowing families to focus on honoring their loved one without […]

Occasionally, payroll issues such as red tape, system outages, or processing delays can cause your paycheck, entitlements, or travel claims to be delayed. CGMA understands these challenges and offers a Payroll Loan to provide immediate financial support until your government payment is processed and received. This loan ensures you can meet your financial needs without […]

We understand how challenging it can be for Coast Guard members to frequently relocate and find a new home. After all the hard work of securing and qualifying for a house, CGMA is here to assist with the final step: covering closing costs. Our interest-free Closing Costs Loan helps alleviate the financial burden of this […]

Building a family can be a challenging journey, and CGMA is here to support Coast Guard members every step of the way. With one in eight couples in the U.S. facing difficulties with pregnancy, we offer financial assistance to help ease the burden. The ARS Loan provides interest-free financial aid to eligible members seeking fertility […]

Are you expanding your family through adoption? CGMA is here to help ease the financial burden by reimbursing the cost of your required home study. As part of our commitment to supporting Coast Guard families, this reimbursement program ensures that financial concerns don’t stand in the way of your adoption journey. The home study is […]

CGMA’s Adoption Loan Program supports Coast Guard members and their families in building their families through adoption by providing interest-free financial assistance. This program helps cover essential adoption-related expenses, including legal fees, agency costs, and travel. By easing the financial burden, CGMA ensures that Coast Guard families can grow with confidence and focus on the […]

Paying for college can be a significant financial challenge, whether it’s for yourself, your spouse, or your children. To help ease the burden, CGMA offers an Education Loan for higher education expenses. This interest-free loan provides financial support, so members can focus on achieving their educational goals without the added stress of tuition costs.

Many families struggle with federally mandated paperwork for special needs services. It can be even harder for Coast Guard families as they move so frequently. This grant offers reimbursement for costs of hiring a certified Education Advocate to help with the process.

When you’re caring for an ill or disabled family member, 24-hour needs can become overwhelming. Having a break for a few hours can give caregivers just the boost they need. The CGMA Respite Care Grant is short-term help to allow a family to work towards building their own resources for self-financed respite care and to […]

We know money worries can stand in the way of your career dreams. That’s why we offer an interest-free loan up to $4,500 for your CG COOL credentialing needs, covering essentials like training and exam fees. Through the CG Credentialing Opportunities On-Line (CG COOL) program, eligible members can access information on a wide range of […]

Since 2019, CGMA has been dedicated to supporting Coast Guard families by helping with the shipment of breastmilk for nursing mothers. While the government now covers the cost for Active Duty members, CGMA continues to offer Breastmilk Shipment Grants to all other eligible Coast Guard members and spouses. This grant ensures that breastfeeding parents can […]

Many families rely on Federal Stafford Loans or Federal Parent Loans for Undergraduate Students (PLUS) to finance higher education. CGMA helps ease the financial burden by offering a grant to reimburse the mandatory loan fee, which can be as high as 4%. This grant helps reduce upfront costs, making the loan process more manageable. CGMA […]

The loss of a stillborn child is an incredibly difficult experience, and the associated burial costs may not always be covered by insurance or SGLI. CGMA is here to provide support during this challenging time with a Stillborn Funeral Grant of up to $1,500 to help cover funeral expenses, allowing families to focus on healing […]

Financial education and counseling can have a profound impact on improving your financial situation, and it’s even more effective when both spouses attend together. To help make this opportunity more accessible, CGMA offers the Financial Education Childcare Grant, providing support for childcare costs while you and your spouse focus on learning essential financial skills. This […]

CGMA is dedicated to supporting its members as they build financial resilience. The Debt Management Loan is designed to help create a stable financial foundation by assisting members in managing their debts responsibly. This loan provides the means to live within a budget while focusing on paying down outstanding debts, ultimately helping members regain control […]

Reliable child support is essential for the well-being of Coast Guard families. CGMA offers interest-free Child Support Loans to help when a family doesn’t receive an expected payment or when the payer is unable to make the payment. This loan provides short-term financial relief, ensuring that families can continue to meet their needs while navigating […]

Childcare can be one of the most significant expenses for families, and CGMA is here to help. While we cannot cover regular monthly childcare costs, interest-free Childcare Loans are available to assist with initial enrollment fees or for childcare during emergency situations. This loan provides financial relief during critical moments, allowing families to manage unexpected […]

As the need for elder care increases, many families face the financial challenges of supporting aging or disabled loved ones. CGMA is here to help, offering interest-free Elder Care Loans to cover expenses such as installing specialized equipment or assisting with the relocation of an elderly or disabled family member. This loan provides financial support, […]

Being a Coast Guard spouse comes with unique challenges, especially when it comes to finding a new job in a new location. If your career requires state-specific certifications, credentials, or licenses, CGMA is here to help. The Spouse Professional Requirements Loan provides financial assistance to cover the costs of meeting professional requirements in your new […]

At CGMA, we recognize that pets are an important part of the Coast Guard family. When unexpected pet expenses arise, we’re here to help. The Pet Expenses Loan provides financial assistance to cover the costs of veterinary care, emergencies, or other pet-related expenses, ensuring that your furry family members receive the care they need without […]

CGMA offers a loan to help ship your Privately Owned Vehicle (POV) during a Permanent Change of Station (PCS) move.

A Permanent Change of Station (PCS) should be an exciting new chapter, not a stressful ordeal. CGMA is here to help make your transition smoother. For all the unexpected costs that come with a PCS move, CGMA offers an interest-free PCS Incidentals Loan to cover those extra expenses. Whether it’s for travel, temporary housing, or […]

While most medical and dental care is covered by government benefits, there are times when extraordinary circumstances can leave you with unexpected expenses. CGMA is here to help bridge the gap with an interest-free Medical/Dental Loan, providing financial assistance when you’re faced with significant bills that fall outside of your coverage.